Boat Insurance

Don't boat before the quote.

Like the groundhog, if the Gecko® sees its shadow, the boating season will last six more days. You're in luck, because the Gecko saw its shadow. So let the GEICO Marine Insurance Company help you get the boat insurance coverage you need.

Doesn't my homeowner's policy cover my boat/pwc?

Probably not. Most homeowner's policies have size restrictions, limitations on horsepower, and damage coverage. Just remember, if you don't have a separate boat/pwc insurance policy, you're typically underinsured. If this is the case, GEICO could be the best boat insurance company for you.

What's covered?

The most important thing covered is you. Typical coverages you'll need include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical and physical damage perils

All discounts on deck.

Like the North Star, our agents can help guide you... to savings.

gecko driving a boat

Multi-policy

Sometimes more is more. Savings that is. See how much you could save if you are a current GEICO auto policyholder.

woman buckling her seatbelt

Good driving record?

A good driving record doesn't just mean saving on car insurance. See how much you could save on boat insurance.

instructor showing students how to put on life jacket

Boat Safety Course

You know it's a good idea to stay current with all things safety while on the water. But did you know that passing boat safety courses could help you save on your boat insurance?

We're here to help with boat insurance.

Rain or shine. Your Boat/PWC policy, on your time.

woman using a laptop by a lake

Policy Service And Claims

Make a payment, report a claim, or make policy changes; online on your time. We've made it easy to manage your policy.

large towing boat

*Boat towing service: for the unexpected

Adding boat towing provides:

  • 24/7 dispatch
  • Direct payment to the service provider for towing
  • No out of pocket expenses
  • Unlimited on the water towing (within a 25 mile radius of an approved tower) and more.

Don't be left adrift, check out our boat towing service.

man riding jetski

Now it's Personal... Watercraft Insurance (PWC)

Boats are great for family and friends, but sometimes you want a little more freedom. GEICO Marine Insurance can help you get a PWC policy too. Learn more about personal watercraft insurance.

Need to speak with a sales agent at a boat insurance company?
You can reach us at
(855) 395-1412

Mon – Fri 7:00 AM – 10:00 PM

Sat 7:00 AM – 10:00 PM

Sun 8:00 AM – 10:00 PM (ET)

Boat and PWC coverages are written through GEICO Marine Insurance Company or other non-affiliated insurance companies, and are secured through the GEICO Insurance Agency.

*Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. The TowBoatU.S. Towing Coverage Endorsement is offered by GEICO Marine Insurance Company, with towing services provided by the BoatU.S. Towing Program. Towing coverage only applies to the insured watercraft. This endorsement is not available in all locations and is subject to certain restrictions. Towing coverage is subject to availability and service may be restricted based on the location of the insured watercraft or trailer. Please speak to an agent to discuss details of towing services, limits, exclusions and coverage availability.